Blog

Financial stability looks different for everyone, and that shapes the way we approach it as an organization. While the spring season often brings attention to the housing market, this year, the swirling conversations around financial markets call for a closer look. That's why we felt it was critical to address investor sentiment head-on — and to share the trusted, time-tested advice from Servion Financial Advisors.

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Your mortgage payment may have increased due to rising property taxes and insurance costs, which are paid through your escrow account. Even with a fixed-rate mortgage, these expenses can change, affecting your monthly payment. Stay informed by reviewing your escrow statement, checking your property tax bill, and exploring insurance options to keep costs manageable.

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Preparing to buy a home? Our quick guide walks you through ten essential steps to get financially ready for a mortgage. From budgeting and credit-building to exploring loan options, Servion is here to help you navigate the process with confidence. Read more to set yourself up for success!

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Stay informed with Minnesota's February 2025 mortgage market update. Mortgage rates have stabilized around 6.4%, new listings are up over 8%, and median home prices have risen to $330K statewide and $370K in the Twin Cities. Learn how these trends impact buyers, sellers, and homeowners. Partner with Servion for expert guidance.

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Stay protected from scams with Servion’s ID Theft Check-Up. We provide essential tips to help you recognize and avoid phishing, tech support, impersonation, online shopping, investment, romance, lottery, and charity scams. Learn how to safeguard your personal information, spot fraudulent activity, and secure your financial well-being. With guidance from trusted resources like the FTC and CFPB, Servion is here to support your safety and security in today’s digital world.

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Buying a home comes with a lot of new terms, but two of the most important are “mortgage” and “title.” A mortgage is the loan you use to buy your home, with monthly payments that cover the amount borrowed plus interest. A title is the legal proof that you own the property. It’s important to make sure your title is clear of any issues, and that’s where title insurance comes in—it protects you from surprises down the road. At Servion, we’re here to guide you every step of the way, from securing the right mortgage to ensuring your ownership is protected. Let’s make your homebuying journey simple and stress-free!

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Servion’s Mortgage Retail Training Program is a self-paced, online resource designed to help your team enhance their mortgage expertise at no cost. This comprehensive training supports new and experienced staff, boosts your institution’s revenue through increased mortgage knowledge, and ensures an exceptional experience for your members.

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Servion Realty and the Pemberton Homes Team at EXP Realty have joined forces to redefine the homeownership journey for credit union members. Announced at Fusion 2024, this innovative partnership streamlines the real estate process by offering seamless integration of mortgage, title, and personalized services. With its successful launch at Blaze Credit Union and City and County Credit Union, this collaboration promises to simplify buying or selling a home while delivering expert guidance and tailored solutions for a stress-free experience.

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Fusion 24, hosted by Servion from November 6-8 at the JW Marriott in Bloomington, MN, marked an exciting evolution of the Servion Lending Conference by bridging lending and real estate under one dynamic event. With expanded topics, enhanced networking, and expert speakers, Fusion 24 delivered fresh insights into industry trends, challenges, and opportunities. Key highlights included sessions from renowned professionals like Sue Woodard, Dr. Bruce Lund, and Parker Pemberton, as well as a focus on young professionals through innovative networking events. The conference also introduced vibrant new elements, such as a live performance by Rebel Queens, reflecting Servion’s commitment to fostering collaboration and innovation in the ever-changing landscape of lending and real estate.

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