Blog

Join us as we celebrate new alliances and applaud existing partners expanding their mortgage channels to enhance borrower service. Explore the journey with us and unleash the power of collaboration.

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Unlock the path to financial empowerment for women at every stage of life. Navigate the distinctive financial hurdles and prospects from twenties to sixties. Whether seizing independence or crafting a legacy, our expert guidance ensures you thrive in every phase. Explore your financial journey and seize opportunities for empowerment at every age.

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Embark on a rewarding journey as a realtor with Servion Realty, where strategic collaborations with credit unions and a focus on nurturing client connections pave the path to lasting success in the dynamic world of real estate. With our supportive network and commitment to excellence, find your way to achieving your goals and thriving in this ever-evolving industry

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As we enter 2024, the real estate market faces potential shifts, notably with expected interest rate reductions by the Federal Reserve. Discover the potential impact of these changes on the real estate landscape for informed decision-making.

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SBA lending offers significant advantages for commercial real estate (CRE) purchases. The SBA 7a program allows business owners to put as little as 0% down on projects, making it more financially feasible than conventional loans. Banks commonly provide 90% SBA financing, leveraging the 75% SBA guaranty to lower their risk. In case of default, the SBA's guaranty minimizes the financial institution's risk, resulting in a more favorable return on investment than conventional loans. This benefits borrowers by making CRE purchases more viable and retaining working capital for business growth. Overall, SBA lending combines reduced down payments with enhanced risk management for both borrowers and financial institutions.

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Unlock the potential of SBA lending with Total SBA, your trusted Lender Service Provider. Leverage the government-backed 75% guarantee, capitalize on liquidity advantages, manage interest rate sensitivity, and enhance risk mitigation. Discover how SBA loans positively impact your CAMELS rating.

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Leverage SBA loans to refinance existing debts, support business growth, and minimize risk. Convert challenges into opportunities with flexible financing solutions.

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The Small Business Administration (SBA) provides valuable programs that can boost a financial institution's capacity to assist business owners. The SBA 7(a) loan program is commonly employed to fund business acquisitions, debt refinancing, and for making improvements and covering working capital needs. Both borrowers and lenders can leverage this program to enhance liquidity, profitability, and manage risk effectively.

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Purchasing a home brings excitement, but dealing with the financial aspects may seem daunting. The reassuring news is that selecting from different loan types becomes more manageable with fundamental knowledge. Once you determine your affordable down payment and understand your credit score, discussing the ideal loan for your life with your lender becomes a more straightforward process.

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